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Money Publications

Credit


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Act Fast if You Can't Pay Your Credit Cards
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Act Fast if You Can't Pay Your Credit Cards
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Three steps to take when you don't have enough money to pay your credit card bill. How to avoid debt-counseling scams. (Previous item number: 538Y)
Available: in print, as pdf
Languages: English and Spanish
Cost: Free
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Be in Charge of Your Credit Cards: Tips for Choosing and Using Them
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Be in Charge of Your Credit Cards: Tips for Choosing and Using Them
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Credit cards are an important part of many consumers' financial lives, but it helps to understand how to make the most of these products and avoid potential pitfalls. This publication features practical tips for choosing and using credit cards.
Available: in print, online, as pdf
Language: English
Cost: Free
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Building a Better Credit Report
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Building a Better Credit Report
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Learn how to improve your credit score, deal with debt, and spot credit scams. (Previous item number: 311W)
Available: as pdf
Language: English
Cost: Free
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Check Your Credit Report
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Check Your Credit Report
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Free ways to check your credit report to find and fix mistakes, update your information, and guard against identity theft. (Previous item number: 529Y)
Available: in print, as pdf
Languages: English and Spanish
Cost: Free
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Choosing a Credit Counselor
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Choosing a Credit Counselor
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Credit counselors offer a variety of services that can help you put your financial life back in order. Use this guide to choose the credit counselor that is right for you. (Previous item number: 348G)
Available: online, as pdf
Language: English
Cost: Free
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Credit Discrimination is Illegal
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Credit Discrimination is Illegal
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Eight warning signs of credit discrimination and what to do if you believe you've been discriminated against. (Previous item number: 534Y)
Available: in print, as pdf
Languages: English and Spanish
Cost: Free
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Credit Repair: How to Help Yourself
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Credit Repair: How to Help Yourself
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No one can remove negative information from your credit report. Learn to recognize credit scams.
Available: online, as pdf
Language: English
Cost: Free
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Credit Reporting 101
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Credit Reporting 101
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Understanding and managing your credit report.
Available: as pdf
Language: English
Cost: Free
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Credit and Your Consumer Rights
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Credit and Your Consumer Rights
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Explains your rights under credit protection laws and offers practical tips to help you solve credit problems.
Available: as pdf
Languages: English and Spanish
Cost: Free
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Disputing Errors on Credit Reports
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Disputing Errors on Credit Reports
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How to request your free annual credit report and correct errors.
Available: online, as pdf
Language: English
Cost: Free
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Focus on Finances: Preparing for Your Future
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Focus on Finances: Preparing for Your Future
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This publication has tools to help you make smart financial decisions. it explains credit, credit reports and credit scores, offers tips on how to get and maintain credit, has information about how to avoid consumer fraud and identity theft, and navigates the ins and outs of buying a car.
Available: as pdf
Language: English
Cost: Free
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Free Credit Reports
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Free Credit Reports
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Learn how to order a free copy of your credit report from each of the nationwide consumer reporting companies - Equifax, Experian, and TransUnion - once every 12 months.
Available: online, as pdf
Language: English
Cost: Free
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How Credit Scores Affect the Price of Credit and Insurance
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How Credit Scores Affect the Price of Credit and Insurance
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Brochure discussing how your credit score affects how much you'll pay for loans or insurance.
Available: online, as pdf
Language: English
Cost: Free
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How to Find the Best Credit Card for You
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How to Find the Best Credit Card for You
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This brochure instructs consumers what to look for when they consider getting credit card. It encourages shopping different terms and rates and includes instructions on transferring balances. (Previous item number: 618Y)
Available: in print, as pdf
Languages: English and Spanish
Cost: Free
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How to Stop Mystery Credit Card Fees
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How to Stop Mystery Credit Card Fees
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Consumers may not be aware that add-on services are optional or cost more. This consumer advisory warns consumers to watch out for these extra fees. (Previous item number: 616Y)
Available: in print, as pdf
Languages: English and Spanish
Cost: Free
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Lost or Stolen Credit, ATM, and Debit Cards
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Lost or Stolen Credit, ATM, and Debit Cards
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Federal law limits your liability if your credit, ATM, or debit card is lost or stolen, but your liability may depend on how quickly you report the loss or theft.
Available: as pdf
Language: English
Cost: Free
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New Credit Card Rules Effective August 22, 2010
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New Credit Card Rules Effective August 22, 2010
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More new rules from the Federal Reserve mean more new credit card protections for you.
Available: online, as pdf
Language: English
Cost: Free
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New Realities, New Directions for Credit Cardholders: 8 Ways to Avoid Pitfalls
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New Realities, New Directions for Credit Cardholders: 8 Ways to Avoid Pitfalls
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The new credit card law provides valuable protections but consumers must beware to avoid new pitfalls. Learn to avoid credit limit reductions, interest rate hikes on new balances, over-the-limit fees, and more. Also includes advice for seniors about reverse mortgages. (Previous item number: 569X)
Available: online
Language: English
Cost: Free
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Pay Attention to Your Credit Report
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Pay Attention to Your Credit Report
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Steps to get and keep a good credit score. Find out what helps and what hurts your credit score. (Previous item number: 541Y)
Available: in print, as pdf
Languages: English and Spanish
Cost: Free
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What You Need To Know: New Rules about Credit Decisions and Notices
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What You Need To Know: New Rules about Credit Decisions and Notices
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New rules require lenders to provide new information to consumers under certain conditions.
Available: online, as pdf
Language: English
Cost: Free
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You Have a Right to See Specialty Credit Reports
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You Have a Right to See Specialty Credit Reports
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Consumers may not know about all the specialty credit reporting agencies collecting information about them. This consumer advisory instructs consumers that these agencies exist and that they have the right to get free reports every 12 months. (Previous item number: 619Y)
Available: in print, as pdf
Languages: English and Spanish
Cost: Free
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Your Credit Score
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Your Credit Score
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Your credit score shows how likely you are to pay a loan on time. Learn why your credit score matters, what good and bad scores are, the elements of your FICO credit score, and how to raise your score. (Previous item number: 313W)
Available: as pdf
Language: English
Cost: Free
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Your Equal Credit Opportunity Rights
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Your Equal Credit Opportunity Rights
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The Equal Credit Opportunity Act prohibits credit discrimination on the basis of race, color, religion, national origin, sex, marital status, age, or because you get public assistance.
Available: online, as pdf
Languages: English and Spanish
Cost: Free
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