A houseyour home inventory

Insurance Information Institute
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You never know when a disaster may strike�but you can be prepared with a home inventory.

A home inventory can help you

Getting Started

There are many ways to create a home inventory. It may seem hard at first to record information about everything you have in your house, but don�t let that put you off. First, decide on a way to organize your inventory that works for you. You can do it room by room, category by category (furniture, electronics, etc.), from newest items to oldest or from most expensive purchases to least expensive ones.

Taking Inventory

There are different approaches to making your list. You can write everything down in a notebook, for example. Or you can take pictures, writing information on the back of the photos or putting information on your computer. If you have a video camera, you can walk through your house filming and describing the contents at the same time. If you have a a personal computer, you can download free software that makes creating and keeping a home inventory easy at www.KnowYourStuff.org.

Keep receipts when they are available andnote the cost for the item, when you bought itand information about the make and model.

Expensive items like jewelry and art work may need to be insured separately. Ask your insurance agent whether you need a floater for your homeowners policy.

A notebook listing inventory by item, description, when/where bought, make/model numberStore a copy of your inventory in a safe place outside of your home�with a friend or in a safe deposit box. (If your inventory is electronic, store it on a disk.) That way you�ll be sure to have something to give your insurance representative if your home is damaged. Also, whenever you make a significant purchase, remember to add the information to your inventory while the details are fresh in your mind.

Making Lists

In some cases, items on the next page are listed by the room in which they are most likely to be found. In other cases, they are grouped together by category. For many items like books, CDs, sheets or pots and pans, you can make a general estimate of how many you have and their estimated value.

Home Inventory

You can refer to the following lists to help create your inventories.

General Appliances
Televisions
VCR/DVD player
Video camera
CD player
Stereo equipment
CDs/records
Radios
Sewing machine
Cameras
Answeringmachine
Phones
Washer/Dryer
Air conditioners
Heaters
Fans
Vacuum cleaner
Exerciseequipment

General Household
Carpet/rugs
Window treatments
Bookcases
Chairs
Lamps/light fixtures
Clocks
Mirrors
Vases
Collections (coin, stamp, etc.)
Pictures/wall hangings
Living Room
Sofa
Chairs
Coffee table
End tables
Entertainment center/wall units
Piano/other musical instruments

A woman lounging on a chair reading a book.

Dining Room
Buffet
Table
Chairs
China cabinet
ChinaSilverware
CrystalTable linens
Tea/coffee sets
Serving table/cart

Bedrooms
Beds
Bed linens
Dressers/chests
Dressing tables
Night tables

Clothing
Shoes
Coats
Furs
Suits
Dresses
Sweaters
Sports apparel
Shirts
Skirts
Jewelry
Kitchen Table
Chairs
Refrigerator
Freezer
Stove
Microwave oven
Oven
Dishwasher
Coffee makers/ other small appliances
Pots/pans
Dishes
Glasses Kitchen utensils

Bathrooms
Hair dryer/ otherelectricalappliances
Scale
Shower curtains
Towels

Home Office / Study / Den
Desk
Chairs
Sofa
Computer
Printer
Scanner
Fax machine
Books Tables
Business supplies

A computer

Garage / Basement / Attic / Shed
Furniture
Luggage/trunks
Sports equipment
Toys/outdoor games
Bicycles
Small boats
Trailers
Lawn mower
Snow blower
Shovels
Sprinklers/hoses
Wheelbarrow/ other garden tools and supplies
Ladders
Work bench
Carpentry tools/supplies
Holiday decorations
Porch/Patio
Garden chairs
Garden tables
Umbrellas
Outdoor cooking equipment
Planters
Jacuzzi

 

Keeping Important Documents

Books, papers and pensIt�s also important to keep a record of legal documents, such as birth certificates and passports, and financial documents, such as bank account and insurance policies. You can also use your home inventory to record information about these papers. Note insurance policy and bank and investment account numbers along with your insurance policy contact information. With a computer, www.MyFinancialHouse.org can help you keep track of your financial records. For more tips, go to the Federal Citizen Information Center�s�Consumer Focus: Preparing Your Household Records.� (www.pueblo.gsa.gov/cfocus/cfrecords06/focus.htm)

Household Records

General
Wills, living wills and powers of attorney
Passports
Birth certificates
Marriage certificates/divorce decrees
Social security cards
Education records
Employment records
Church records

Financial
Insurance records
Tax records
Creditor information
Credit card information
Bank information (account numbers, statements, etc.)
Deeds Retirement and pension account information
Home improvement records
Warranties

 

State Insurance Departments

AK:      907-269-7900     www.dced.state.ak.us/insurance/
AL:      334-269-3550      www.aldoi.org
AR:      501-371-2600      insurance.arkansas.gov
AZ:      800-325-2548      www.id.state.az.us
CA:      213-897-8921      www.insurance.ca.gov
CO:      303-894-7499      www.dora.state.co.us/insurance
CT:      860-297-3800      www.ct.gov/cid
DC:      202-727-8000      www.disb.dc.gov
DE:      302-674-7300      www.state.de.us/inscom
FL:      850-413-3140      www.floir.com
GA:      404-656-2070      www.gainsurance.org
HI:      808-586-2790      www.state.hi.us/dcca/ins
IA:      515-281-5705      www.iid.state.ia.us
ID:      208-334-4250      www.doi.state.id.us
IL:      217-782-4515      www.idfpr.com/DOI
IN:      317-232-2385      www.in.gov/idoi
KS:      785-296-3071      www.ksinsurance.org
KY:      800-595-6053      insurance.ky.gov/
LA:      225-342-5900      www.ldi.la.gov
MA:      617-521-7794      www.mass.gov/doi
MD:      410-468-2000      www.mdinsurance.state.md.us
ME:      207-624-8475      www.state.me.us/pfr/ins/ins_index.htm
MI:      517-373-0220      www.michigan.gov/ofis
MN:      651-296-4026      www.commerce.state.mn.us
MO:      573-751-4126      www.insurance.mo.gov
MS:      601-359-3569      www.doi.state.ms.us
MT:      406-444-2040      sao.mt.gov/insurance
NC:      800-546-5664      www.ncdoi.com
ND:      701-328-2440      www.state.nd.us/ndins
NE:      402-471-2201      www.doi.ne.gov
NH:      603-271-7973      www.nh.gov/insurance
NJ:      609-292-5360      www.njdobi.org
NM:      505-827-4601    www.nmprc.state.nm.us
NV:      775-687-4270      www.doi.state.nv.us
NY:      212-480-6400      www.ins.state.ny.us
OH:      614-644-2658      www.ohioinsurance.gov
OK:      405-521-2828      www.oid.state.ok.us
OR:      503-947-7980      www.cbs.state.or.us/external/ins
PA:      717-787-2317      www.ins.state.pa.us/ins/site/
PR:      787-722-8686      www.gobierno.pr/gprportal/inicio
RI:      401-222-2224      www.dbr.state.ri.us
SC:      803-737-6160      
SD:      605-773-3563      www.state.sd.us/drr2/reg/insurance/
TN:      615-741-2241      www.state.tn.us
TX:      512-463-6464      www.tdi.state.tx.us
UT:      801-538-3800      www.insurance.utah.gov
VA:      804-371-9741      www.scc.virginia.gov/division/boi/
VT:      802-828-3301      www.bishca.state.vt.us
WA:      360-725-7100      www.insurance.wa.gov
WI:      608-266-3585      oci.wi.gov
WV:      304-558-3354      www.wvinsurance.gov
WY:      307-777-7401      insurance.state.wy.us

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Reviewed and approved by:
Federal Citizen Information Center publications.usa.gov
National Consumers League www.nclnet.org
Cooperative State Research, Education, and Extension Service, USDA www.csrees.usda.gov

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